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      1. The ABCs of Getting Out of Debt

        The ABCs of Getting Out of Debt: Turn Bad Debt into Good Debt and Bad Credit into Good Credit

        Authored by Garrett Sutton, this book is a great read to help you control your personal finances and stay out of debt. The ABC of Getting Out of Debt covers essential topics and concepts to enhance your financial knowledge and literacy, build good credit, and get rid of debt.

        Concepts and Topics Covered
        This book covers a wide range of personal finance topics to avoid credit scams, take control of your finances, repair or build credit, and avoid debt troubles. Readers learn more about essential concepts such as debt consolidation, mortgage and car loans, student loans, taxes, and debt collection practices. The author explores concepts such as credit repair and credit score and reports as well as scams and common credit and debt problems. The book begins with an introduction to the credit system and the story of a firefighter who commits financial theft by stealing social security numbers and splurging on big-ticket purchases. The story illustrates the problems of the credit system in developed countries and the consequences of financial scams and credit theft. A separate chapter focuses on scams to help readers identify identity theft and scams and to avoid future financial booksproblems. The author also explains the main differences between bad and good debt and offers advice to get rid of debt through easy-to-use and practical techniques. This is a good read to avoid major financial problems and rebuild credit and gain access to a wide array of affordable financial solutions with attractive terms. The book helps readers to plan for a solid financial future in times of a challenging credit environment.

        Here’s the problem with debt advice. Everyone gets advice on how to get out of debt. But nobody gets advice on how to get out of debt while living on a small income. Sometime this can be incredibly hard to achieve, as interest piles up. If you are in debt you should be very disciplined and methodical about getting rid of it.

        Loans, Collection Agencies, Bankruptcy
        There is a separate section on student loans and techniques to manage excessive loan payments. Another section deals with debt collection agencies and essential skills to negotiate with collectors. The author also focuses on credit reports, the ways they are compiled, and the role of credit reporting agencies. While bankruptcy is a last resort, many borrowers face the prospect of filing for bankruptcy to start anew. To this, Garrett Sutton offers a detailed overview of the process step by step as well as a description of the different types of bankruptcy. You will also learn about debt consolidation which is one alternative to declaring bankruptcy. The author also offers recommendations to avoid future debt and money problems and ways to deal with consumer debt. The book is packed with useful information and advice, tells stories that illustrate real-life problems, and comes in an easy-to-read format. This is a good read for consumers who are new to credit and those who have excessive debt. The author himself warns that the credit industry targets borrowers who are inexperienced, new to credit, and young. They are more prone to financial mistakes and more vulnerable to loan sharks and con artists who are constantly on the look for inexperienced cardholders and subprime borrowers.

        Top 5 Canadian Finance Books

        There are plenty of good reads by Canadian authors to learn more about debt bankruptcy, budgeting, how to stay out of debt and set long- and short-term financial goals.

        Personal Finance for Canadians for Dummies

        Authored by Tony Martin and Eric Tyson, this can be a good starting point to learn more about investing, wise spending, and different ways to reduce taxes and take control of your life and family’s financial future. This book will teach you how to eliminate debt and avoid unfavorable terms, subprime financing, and bad credit and payday loans (read more). The read is packed with useful tips and pieces of advice to avoid common financial mistakes and features an easy-to-read format.oldbook

        Smart Couples Finish Rich

        Smart Couples Finish Rich is a finance book by David Bach, and the main focus is sound money management. The book helps couples to create a budget and financial plan, identify their goals and core value, and discuss their future, and work together as a team. The goal is to achieve financial stability and security together as a couple. And the ultimate goal is to increase income and save enough for comfortable retirement. (read more)

        The Beginners Guide to Saving & Investing for Canadians

        This book is authored by Jim Yih and Ram Balakrishnan and offers valuable advice on what, where, and how to save for a stable and predictable financial future. You will learn more about savings and investment solutions such as mutual funds, RESPs, RRSPs, and other investment choices. You will learn plenty about ETFs, stocks, GICs, bonds, and mutual funds as well to increase your financial returns. The authors offer advice on how to control your expenses and income, develop a budget, and benefit from favorable tax treatment. The goal is to achieve a constant and stable income stream through working strategies and achieve your personal financial goals. Finance can be a complicated topic but this book can be a good start.

        Personal Finance, Third Canadian Edition

        Authored by Hardeep Singh Gill and Jeff Madura, this book focuses on topics such as financing and purchasing a home, money management, banking services, securing, managing and assessing credit, and tax planning. Readers learn more about personal financial statements, valuable tools for financial planning, and investing in mutual funds, bonds, and stocks. The authors explain basic concepts and cover topics such as life and health insurance, homeowner’s and auto insurance, estate and retirement planning, and integrating all components into a solid financial plan. This book is a comprehensive guide to a stable financial future, career growth, building a solid investment portfolio, and saving money for retirement.

        Personal Finance for Canadians

        This is also a great finance books for Canadian audience and offers invaluable advice in a easy-to-read format. The book is authored by Kathleen H. Brown, Thomas F. Chambers, and Elliot J. Currie and is designed to serve as an introduction to money matters and personal finance. Given that many Canadians are in debt and financially challenged, it helps to learn more about loans and consumer credit, bankruptcy, debt, and credit, debt securities, and saving and investing, all of which covered by the authors. They focus on topics such as powers of attorney and wills, retirement income, health and life insurance, general insurance, financial planning, and a lot more. The book is divided into three main sections – credit, financial security, and financial planning and covers a wide array of investment mechanisms to increase your income.